Loan Programs

 

Loan Programs:

Fixed Rate Mortgages: 
  • Monthly payments are fixed over the life of the loan
  • Interest rate does not change
  • Protected if rates increase
  • Ability to refinance if rates decrease

Adjustable Rate Mortgages:
  • Lower initial monthly payment
  • Lower payment over a shorter period of time
  • Rates and payment may go down if rates improve
  • May qualify for higher loan amounts 

 

First Time Buyers Programs:
  • Lower down payment
  • Easier to qualify
  • Possibility of a lower interest rate
 
Jumbo Loans:

Jumbo (non-conforming) loans are loans higher than the conforming loan limit set for a given year by Freddit Mac and Fannie Mae, which are the government-sponsored agencies that buy loans in the secondary markets.

  • Interest rates are generally higher than conforming loans due to the higher risk involved
  • Available in fixed rate 

 

 

Besides our standard loan programs, we also have a large number of unique programs to serve your needs:
  • Debt consolidation programs 
  • Home Improvement loans

 

 Apply Now
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 Refinance
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 Helpful Calculators
Calculate your monthly payments, find out how much you qualify for or see what you'll save by consolidating your debt.

 Frequently Asked Questions
Need answers? Find out what you need to know to make the loan process easy!

 Mortgage Glossary