Romaine was appointed President and
Chief Executive Officer of the Company effective January 1, 2007. From 2003 through 2006, he served as
President and Chief Executive Officer of Mahopac Bank. Prior to this appointment, Mr. Romaine was
Executive Vice President and Chief Financial Officer of Mahopac Bank. Mr. Romaine currently serves on the board of
the New York Bankers Association, currently serving as its Treasurer and
Chairman, New Century Investment Fund.